Long Term Health Care Insurance Secret

Long Term Health Care Insurance...

Biggest Retirement Scam Ever Invented or Best Financial Decision You'll Ever Make?

For Immediate Release on
  Thursday, January 21, 2010

Dear consumers and families everywhere,

I urge you to read this entire letter and revealing report. As an ex-agent and former insurance insider I know a lot about long term health care insurance

All across America the push is on for to convince people to buy long term health care insurance. Insurance companies are making a killing selling these policies but should you trust those glossy brochures with the happy smiling people on the cover?

In a word - No. 

Long term health care insurance - if it makes sense - will be the best decision you ever make or the biggest financial disaster of your lifetime. Before you even consider the idea of long term health care insurance you need to know what I know as an ex-agent and former insider of long term care insurance companies.  But first let's take a look down the aging highway.  Do you know ...

• The fastest growing segment of the population is over 85
• Every seven seconds another person in the U.S. turns 50
• There are almost 80 million baby boomers aging at the same time
• It's estimated that 10 million baby boomers will have Alzheimer's or some type of brain illness
• The L.A. Times, CNN and other news agencies report that the "healthcare system is unprepared for the onslaught of aging boomers"
• The U.S. government estimates that spending on long-term care services just for the elderly could reach as much as $379 billion in the next 30-40 years
• Medicaid is expected to remain one of the largest funding sources for long term care, straining both federal and state governments
• The General Accounting Office of the U.S. government reports that "a key question for policymakers will be to consider what options exist for rethinking the federal, state, and private roles in financing long-term care

Taken together, all of the above is a clear sign that a long term care financial tsunami is headed toward everyone. 

The above also warns that Medicaid - which is medical welfare for the poor and bankrupt - will be one of the largest funding sources. 

This means that more and more people will be liquidating retirement dollars and lifestyle choices because of health care costs.  And if that's not bad enough policymakers are going to be rethinking their role in all this.

Either you face the truth that the cost of long term care is a financial threat that can paralyze you and wipe you and your family off the map or you put your head in the sand and hope it will happen to the other guy. 

Put simply, these are your choices...

#1.    Do nothing and pray that just because 7 out of 10 couples have a long-term care need it won't happen to you and your spouse,

#2.    Roll the dice and if a long term care need comes start writing the checks ... by the way these always start in the thousands of dollars,

#3.    Consider long term health care insurance  but be very smart about how you transfer your risk by learning the inside secrets to long term health care insurance.

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